Every day, people get injured in incidents like falls, trips, and slips. These types of injuries can also occur in the workplace, and they can have a major effect on a person’s life both in and out of work. In fact, according to the National Floor Safety Institute, 22% of slip/fall incidents resulted in more than 31 days away from work. Unlike a personal injury settlement, workplace injury cases are more complex. There are some injuries that may not be covered by worker’s compensation coverage and some cases that are more difficult to settle. If you’ve been injured in the workplace, you may be wondering what’s included in your compensation. Let’s take a closer look.
If you work in a place of business as an independent contractor or with another similar non-employee status, it’s highly unlikely that you’ll be covered by the company’s workers’ compensation insurance policy. When an injury occurs, you may have a more difficult time proving that the company is financially responsible for the repercussions that arise from your injuries. Anyone who is classified as a non-employee and is injured on the job should seek legal representation right away.
Once you have opened a claim and are following all the regulations and protocols that your employer has in place, you shouldn’t have to pay out of pocket for your medical expenses. What typically happens when you are injured on the job is that your employer will schedule an emergency appointment with one of the approved medical care providers. You won’t have to pay anything out of pocket on this visit, and it will be billed to the firm’s workers’ compensation provider rather than the medical insurance company. Going forward, all care will be billed in the same manner.
Unlike a personal injury settlement that’s unrelated to your job, workplace injury compensation and protection typically ensure that you receive your salary when you’re undergoing medical care and your case is being settled. As time goes on, you may be transferred to a short or long-term disability status depending on the nature of your injuries. Lost wages are a key part of what’s included in workplace injury compensation and shouldn’t be overlooked. You should also be compensated if you can’t return to work.
The Law Offices of Steven Zwick is the legal firm to contact for your worker’s compensation and personal injury settlement cases. Our legal team has the experience and knowledge needed to help you get a fair and just settlement. Schedule your obligation-free consultation today.